Friday 24 October 2014

This festive season get a step closer to your dream home with SG Estates

It has been years of service. Years of working day and night, saving each and every penny, cutting out on dinner parties and many more luxuries that would lure any ordinary man on earth at least once. All the effort so that one day you could step into your dream home. And bask in the glory of all the hard work you ever did throughout your life. Well, there couldn’t have been a more auspicious time to move into your dream home than the festive month of Dussehra and Diwali. But have you really thought about what allcomforts your dream home would boast of? Let’s see if it covers every point in this checklist.
  • Multi-bedroom: Just try to remember your early days of struggle-right from your bachelor days to considering raising a family. The days when you had to share one room with 2 or 3 strangers. Then finally moving to a bigger home when you decided to settle. But with all rooms being occupied by either relatives or children. And even your bedroom being converted into a store room. Gone are those nightmarish days, as you can now purchase a house with as many bedrooms you want at affordable rates fromSG Estates.
  • Open, green surroundings: Your dream home is surely located amidst natural surroundings, ain’t it? Did I hear ‘never thought about that’? That’s sad. Can’t blame you-after all during your years of struggle, while being sandwiched between stoned walls, smoke and dust, you were badly deprived of nature. Worry not! SG Estate’s recently launched projects in Rajnagar Extension and Vasundhara promise you lot of greenery and natural oxygen which would even compensate for all the suffering you had to bear due to the lack of it.
  • Connectivity: Have to rush to the airport? Getting late for your exam at school? No need to call the cab service. The metro station is just a stone’s throw away-from all of SG Estate’s residential projects. Your home would act as a node in a huge network, well connected with all kinds of public transport to each and every part of Delhi, even the outskirts. So travel to any part of Delhi or NCR-NoidaGhaziabad or Gurgaon-without smoking your car’s engine; while opting for eco friendly transportation and reaching your destination in time. Read more about our compassion towards nature and alike in our CSR initiative.
  • Proximity to infrastructure: Hospital. Parks. Hotels. Club. Garden. Gym. You name it, and we have it around. And even if there are other things you cannot within the society, everything is available within walking distance. That’s how well we have planned out our locations.
  • Security and safety: All our residential complexes contain multiple security facilities, such as well-gated boundaries, 24-hour manual and automated security at the gate and within the society. Plus, safety systems to protect you from accidents and unprecedented disasters.
Well that is just a small impression of the amazingly vast number of facilities we provide each of our residents with. Plus, we have tempting offers for your dream home this festive season. And what’s more? Our festival offers don’t end right after Diwali.
They will carry on for close to a month after Diwali as well, something you’d rarely experience with all builders. And festival or no festival, our hospitality and customer services are available for you 24X7, 365 days of the year. Get in touch with any of our representatives any time you feel like picking up the phone or visiting our office. And make sure you have a look at the Reviews and Complaints sections, so that you enjoy the highest levels of transparency from us as well as other society members.
As Karthik Rajamani, one of our customer-turned-residents says,
So far it has been a pleasant stay here. We want to thank you and the entire SG Estates Team for helping us take possession of apartment in time; guiding us throughout on all the processes and helping us move in without much trouble.
It has indeed been a pleasure knowing and working with everyone on the SG Estates team.
We wish to hear a similar or perhaps a more heart-melting response from you next time. Because all we are here to earn are your esteemed wishes.
Wishing all of you a very Happy Diwali, and a prosperous year ahead!

Wednesday 22 October 2014

Benefits of being a woman property buyer


Women empowerment is a prerequisite for the progress of the society. And if that saying is anywhere near true, it can’t be denied that the real estate industry is doing its bit in this regard.
Or rather, it’s the financing authorities who are encouraging women towards buying property. In any case, it is a great move, as women will now not only shape the outlook of the house; but even have a legal hold over the house. With recent policies as well as competition in the banking and finance sector, there has indeed been a surge in the benefits a woman property buyer can enjoy. The points below just justify a few of the reasons why it is so.
(1)   Relaxation in bank loan interest rates: Most top banks including State Bank of India and HDFC are now offering lower interest rates to women while availing loan for buying property. For instance, SBI, one of the leading and most widely spread Indian banks would charge women 10.10% as the interest rate compared to 10.15% for others. The difference might seem negligible, but amounts to a lot in case of substantial property loans. Innovative schemes such as ‘LIC Bhagyalaxmi’ are promoting their schemes with even more innovative taglines that suggest the lady luck of the house deserves the right to its keys as well.
(2)   Relaxation in stamp duty: For those who don’t know, all property buyers need to pay a particular price to the state government while getting property transferred in their name. This is called stamp duty. Women all around India even enjoy a benefit on the stamp duty at a relatively low rate of 4% compared to 6% in case of men. However rates vary from state to state.
(3)  Joint ownership: Joint registration of property, that is, registering property in the name of the man as well as the woman, can help you avail an overall discount of around 1% on stamp duty, which in itself is a huge relief looking at the everyday escalating property prices.
(4)  The Independent Woman: If you think that your role in the ownership ends once the property is transferred, think again. If the property has been registered solely on the name of the woman, the installments and other payments need to be paid out from the woman’s own funds, unless you want to create further loops to transfer money from your spouse’s accounts to your own. Along with this, there are few more checkpoints to ensure you are not being used as a mere pawn in the entire process. This clause works out well for the woman who indulges in independent luxuries.
(5)  Benefits on special days and for limited periods: Many institutions such as Tata Capital Housing Finance come up with special offers for women on and around Women’s Day. Other limited period offers can be availed during such women-specific days, so be on the lookout for yet another offer before you seal the deal.
SG Estates take the efforts to make sure that every investment you make worth and they give you flexible options to invest as you desire. However, before you decide to buy the next property in your wife's name, remember that home loans can also be a deciding factor. So it’s important to do your research and seek professional advice if you're unsure about any aspect of the investment. 

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